Mortgages

Finding the best mortgage for you...

Your mortgage is probably the largest financial commitment you will make and it is important to receive professional advice before taking such a large step.

There are many types of mortgage available and it is easy to become confused. The best deal isn’t always the lowest interest rate. You need to consider the ‘True Cost’ of a mortgage including valuation and arrangement fees, higher lending charges, tie-in periods and early repayment penalties. Also, whether the lender is likely to lend you the amount you need.

Sovereign offer truly independent mortgage advice sourced from the whole of the market. We can also advise on all of your insurance needs to ensure that both you and your mortgage are protected against any misfortune that may befall you.

We offer clear jargon-free advice and do not charge a ‘fee’ as we are paid directly by the lender or insurer. Please read our About Us document.

Find out what your monthly payments are likely to be with our Mortgage Calculator.

See how much you may be able to borrow with our Borrowing Calculator.